My car accident and what it taught me about insurance

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Glass shattering. Screeching tyres The sickening thud and crunch of metal on metal The sound of screams and shouts That's all I heard, before reality hit; I just had an accident I sat in shock, I couldn't move. How did this happen? It was a multiple accident with me smashing into the car in front of me and that car also ramming into the car ahead as well. I still cringe in shock anytime I replay the scene in my mind. If you ask me what happened 5 seconds before the smash, I honestly cannot remember Because the honest truth is I my system shut down and I slept off while driving. No, I wasn't on any medication. It was simply a case of me not sleeping more than 3-4 hrs a day for over a week and working like I was on steroids.  My system had had enough and, with a horrible sense of humor, it thought the best time to force me to sleep was when my mind was not so active. So, yes. It was all my fault and that made me feel horrible. I'm not a crazy driver by any standards. I didn't know how to handle this reality so I sat there like I was in a trance trying to make sense of all the noise around me. 'What were you doing?' 'Were you on your phone?' 'Are you out of your mind?' ' Are you a licensed driver?' 'Madam, you wan kill person ahan!' Trying to drown out all the noise, I reached for my phone and quickly dialed a number. I needed help and I needed it right away. I got off my phone and squeezed myself out of the car to survey the damage.  I was grateful no one was hurt and I tried to wrap my mind around what fixing all the smashed cars was going to cost and that's when it hit me. We have insurance! and not just any insurance, comprehensive insurance. I felt like crying. The sense of relief that washed over me felt like a cool breeze out of nowhere in the middle of a blazing hot desert.